Available Courses
-
CSLB Exam Prep Classes
- In-School Law & Trade
- Law & Business Online
- Home Study Law & Trade
- Crash Course
- Test Taking Skills
- Construction Math Review
-
Seminars & Continuing Ed
- Blueprint Reading Seminar
- California Electrical Cert.
- EPA - RRP Certification
- Mold Remediation
- Home Inspection Course
- ICC Certification
-
- Online Practice Exam for CA State License Exam
- Online Companion Guides for CA State License Exam
- TRY NOW! Online Practice Exam Demo
-
Clases de Español
-
Contractor Business Services
- Meet our Instructors
-
Special Programs
- Scholarships
- Veterans: We proudly offer discounts for Military personnel and Veterans. Call us at (800) 481-0310 to learn more.
- Online Store
CIA Insurance Services
Tools & Equipment / Builders Risk
What is Tools & Equipment Insurance? Why do I need it?
- No protection for stolen tools by General Liability or Commercial Auto policies
- What would it cost to replace your equipment if stolen? How much work would you lose as a result?
- Covers small tools, as well as larger equipment. Larger items are identified and insured individually
- Coverage of rented and leased equipment is available, if needed
What is a Builders Risk policy? Why do I need it?
- Also referred to as a “Course of Construction” policy
- Provides coverage from loss or damage to the job site such as work in progress
- Available to homeowners, developers, contractors
- Example: a fire burns a partially completed house down. Builders Risk pays for the replacement of materials and labor lost.
- Theft/Vandalism is also covered, Earthquake coverage and overrun limits are also available
- Coverage can include property in transit and materials stored off-site
- Does not cover injury or any type of liability
- Premium is based on completed value, location, construction method and deductible level
- Normally ends when project is completed or in 12 months, whichever comes first
- No return of premium if policy is cancelled before 12 months